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Many people with bipolar disorder have problems with money management.
I want to improve the way I manage my money. I receive SSI so I am only allowed to have $2,000 maximum in checking and savings combined. To make it simpler for myself and with SSI reporting, I only have one checking account with a debit card and no credit cards. However, I do have a phone on an installment plan and I think I owe about $300 total in monthly payments for the year. I accidentally got water on the display today but my phone is working properly and hopefully it will just dry out and not get damaged anymore. I love iPhones and so I always get those but they cost about $549.99 before taxes and I can’t pay the up front cost.
I am into fashion and I needed to replenish a Mac lip pencil, Mac Mascara, and an eye pencil and I love handbags so I have had my eye on a Michael Kors bag for the last few months. It’s the one with the MK signature on the bag and the silver charm.
I am doing better with food spending. I find it really helpful when Irma sends me messages saying, “Eat at home and draw.”
I’d much rather get food from the grocery store that I am willing to eat than order delivery and only eat half of it and throw it away. That can be extremely expensive.
I hope that I can work to improve my money spending. I think it’s wonderful that I have no credit cards and that I only have one account which is a checking account for simplicity of SSI reporting and also because I don’t find it convenient how the banks want to transfer money from checking into savings on a regular basis if your balance is under the minimum.
Dawn writes about symptom management for Painted Brain News